When a body corporate member suffers financial loss due to claim averaging or rejection resulting from underinsurance, they naturally seek ways to recover their shortfall. For elected trustees, this reality creates a significant exposure that many don't fully understand until it's too late. The legal framework places clear responsibilities on trustees, and failing to meet these obligations can result in personal financial liability. The Fiduciary Duty of Trustees Elected trus

In an unpredictable world, safeguarding your assets and financial well-being is paramount. For homeowners and those living in community schemes, personal liability cover isn't just an option – it's a necessity. This article will walk you through the essentials of personal liability insurance, helping you understand its importance, what it covers, and how it protects you from potential risks. What is Personal Liability Cover? Personal liability cover is a crucial component of

In a country as vibrant and diverse as South Africa, our homes are more than just four walls and a roof. They're where we gather for Sunday braais, where our children take their first steps, and where we find sanctuary after navigating the hustle of city traffic or the stunning coastal roads. Protecting these precious spaces and the lives we've built within them isn't just smart financial planning, it's about securing peace of mind for you and your family. Let's talk Personal