When trustees talk about levies, voting rights, and maintenance costs, there's one document that determines it all: the Participation Quota Schedule (PQS). Yet most owners barely glance at it, and many don't understand what it actually does. Here's the reality: your participation quota isn't just a number on a spreadsheet. It's the backbone of your body corporate's financial structure, and nowhere is this more critical than when it comes to insurance. What Exactly is a Partic

Homeowners should think twice before simply renting out their properties in estates or community schemes using platforms like Airbnb, and...

What if your body corporate’s Schedule of Replacement Values (SRV) , the document used to ensure the property is adequately insured and...

Property owners in shared-ownership or sectional title developments frequently make improvements to enhance comfort and market value....

MONO.insure Redefines Community Scheme Insurance with Smarter, Value-Driven Solutions

Trustees are legally required to reassess their scheme’s insurance every year — but many overlook crucial updates after renovations, market shifts, or inflation. Our latest article unpacks the STSMA requirements, explains how to calculate correct replacement values, and shares expert advice from MONO.insure Brokers to keep your scheme compliant and protected.

MONO.insure Client Advisory: New CSOS Directive Introduces Stricter Rules for Sectional Title Schemes

South Africa's mobile operators will be prohibited from activating any new 2G and 3G devices at the end of December 2024 with shut down of 2G and 3G networks by December 2027.