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Renting Out Your Community Scheme Property: Legal and Insurance Implications
Homeowners should think twice before simply renting out their properties in estates or community schemes using platforms like Airbnb, and...
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Oct 13, 20253 min read


Is Your Schedule of Replacement Values (SRV) Really Correct?
What if your body corporate’s Schedule of Replacement Values (SRV) , the document used to ensure the property is adequately insured and...
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Oct 10, 20253 min read


Insurance Claims in Sectional Title
Insurance claims in sectional title environments remain a persistent source of confusion and possibly even tension. By grasping the...
constant298
Oct 9, 20253 min read


A Trustee’s Survival Guide: Don’t Panic (But Definitely Read This)
So, you’ve been voted in as a trustee. Congratulations! Or perhaps, condolences? Either way, you’ve just accepted one of the most...
constant298
Oct 8, 20254 min read


Insurance Industry Trends: What 2025 holds so far.
The insurance landscape has evolved rapidly, shaped by technological innovation, shifting consumer expectations, and an increasingly...
constant298
Oct 7, 20253 min read


Retaining Walls—The Underestimated Structural Threat
Understanding the Forces at Work Retaining walls serve to separate different ground elevations in terrain that naturally tends toward...
constant298
Oct 7, 20254 min read


Unauthorised Alterations - The Registration Trap That Can Void Your Insurance
Property owners in shared-ownership or sectional title developments frequently make improvements to enhance comfort and market value....
constant298
Oct 3, 20254 min read


Sectional Title & Estate Living in 2025: Market Trends and Essential Insurance
Sectional Title Modern South Africa's communal living sector was poised for significant activity in 2025, with sectional title complexes,...
constant298
Sep 30, 20254 min read


Are You Struggling to Get Insurance Cover for Your Sectional Title Scheme?
In the past few months, we’ve noticed a concerning trend in the sectional title industry, some schemes are finding it increasingly...
constant298
Sep 30, 20252 min read


MONO.insure: Redefining Community Scheme Insurance
MONO.insure Redefines Community Scheme Insurance with Smarter, Value-Driven Solutions
constant298
Sep 25, 20253 min read


How AI is Reshaping Insurance and Governance in Sectional Title Schemes
Insurance in sectional title schemes has always been complex. Balancing legislation, trustee duties, compliance with CSOS regulations, and ensuring adequate cover. AI introduces new tools to make this easier and hopefully more effective:
constant298
Sep 25, 20253 min read


Good News for Sectional Title Schemes: Property Values on the Rise
South Africa’s sectional title sector is showing strong resilience and growth — and that’s welcome news for trustees, owners, and...
constant298
Sep 25, 20252 min read


What needs to be budgeted for in body corporate loans?
Understanding the principals of a loan in sectional title.
constant298
Sep 25, 20254 min read


The Critical Importance of Public Liability Insurance in Sectional Title Schemes: Protecting Your Community from Devastating Claims
The reality of public liability in sectional title schemes
constant298
Sep 16, 20254 min read


Sectional Title Insurance: Why Trustees Must Reassess Cover Every Year
Trustees are legally required to reassess their scheme’s insurance every year — but many overlook crucial updates after renovations, market shifts, or inflation. Our latest article unpacks the STSMA requirements, explains how to calculate correct replacement values, and shares expert advice from MONO.insure Brokers to keep your scheme compliant and protected.
constant298
Aug 12, 20252 min read


Your Go-To Glossary for Understanding Short-Term Insurance Terms in South Africa
This glossary is designed to clarify the words and phrases related to short-term insurance in South Africa, helping you feel more confident in choosing the right cover for your needs.
constant298
Aug 11, 202513 min read


MONO.insure Client Advisory: New CSOS Practice Directive Introduces Stricter Rules for Sectional Title Schemes
MONO.insure Client Advisory: New CSOS Directive Introduces Stricter Rules for Sectional Title Schemes
constant298
Aug 11, 20254 min read


No insurer is willing to take on our body corporate – Now what?
It can happen to your sectional title scheme out of the blue. Discover what happens when insurers refuse cover – and the 5 urgent steps you need to take to turn a looming disaster into a “crisis averted”.
constant298
Aug 6, 20252 min read
2G / 3G Ticking Time Bomb: Why Sectional Title Schemes Must Act Now
South Africa's mobile operators will be prohibited from activating any new 2G and 3G devices at the end of December 2024 with shut down of 2G and 3G networks by December 2027.
constant298
Jul 30, 20254 min read


When Luxury Brands Fall Victim: Why Sectional Title Schemes Must Prioritise Cyber Insurance
The recent cyberattack on Louis Vuitton UK marks a troubling hat-trick for luxury conglomerate LVMH, with three major breaches occurring...
constant298
Jul 30, 20252 min read
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