Imagine this: your vehicle is damaged while being towed in Namibia, or a body corporate trustee travels to Mozambique for a business meeting, but takes along the BC laptop for the AGM prep and it gets stolen — only to discover later that their insurance claim has been declined because it happened outside  the policy’s territorial limits. It’s a frustrating (and costly) surprise that many policyholders could easily avoid, if they understood one small but important clause: Terr

In today's uncertain world, financial protection has become a priority for South African families. Short term insurance is one of the most effective ways to safeguard your family against unexpected risks such as accidents, property loss, or legal disputes. Unlike long term insurance which often covers events tied to life and retirement, short term insurance provides flexible protection for specific needs and a limited period. As families in South Africa prepare for 2026 and b

An analysis by TransUnion South Africa indicates significant growth potential in the short-term insurance market by revealing that a substantial one-third of new policies come from customers who haven't had insurance in the past two years. The study also challenges the notion that brand loyalty is dead, showing that 13% of customers who cancel their policies will eventually return to their original insurer. Every industry operates on accepted wisdom, and the short-term insura

When you drive off the dealership floor in your new car, it’s one of the best feelings, but did you know that the moment your wheels hit the road, your car starts losing value? If something unexpected happens, like an accident or theft your insurer will pay out the current value  of your car, not the amount you originally paid for it. That’s where credit shortfall insurance , also known as gap cover , becomes a financial lifesaver. What Exactly Is Credit Shortfall Insurance?

In a country as vibrant and diverse as South Africa, our homes are more than just four walls and a roof. They're where we gather for Sunday braais, where our children take their first steps, and where we find sanctuary after navigating the hustle of city traffic or the stunning coastal roads. Protecting these precious spaces and the lives we've built within them isn't just smart financial planning, it's about securing peace of mind for you and your family. Let's talk Personal