Your body corporate's insurance premium increased 18% this year. Your trustees negotiated hard, shopped around, and were told this was "competitive." Three months later, storm damage wreaked havoc on your building. The claim was declined. The reason? "Gradual water ingress" an exclusion buried on page 47 of your policy document. Welcome to the cover gap crisis facing South African sectional title schemes in 2025. The Perfect Storm South Africa's climate is changing faster tha

Insurance claims in sectional title environments remain a persistent source of confusion and possibly even tension. By grasping the...

So, you’ve been voted in as a trustee. Congratulations! Or perhaps, condolences? Either way, you’ve just accepted one of the most...

Understanding the Forces at Work Retaining walls serve to separate different ground elevations in terrain that naturally tends toward...

Insurance in sectional title schemes has always been complex. Balancing legislation, trustee duties, compliance with CSOS regulations, and ensuring adequate cover. AI introduces new tools to make this easier and hopefully more effective:

South Africa’s sectional title sector is showing strong resilience and growth — and that’s welcome news for trustees, owners, and...

Understanding the principals of a loan in sectional title.

Trustees are legally required to reassess their scheme’s insurance every year — but many overlook crucial updates after renovations, market shifts, or inflation. Our latest article unpacks the STSMA requirements, explains how to calculate correct replacement values, and shares expert advice from MONO.insure Brokers to keep your scheme compliant and protected.