In an unpredictable world, safeguarding your assets and financial well-being is paramount. For homeowners and those living in community schemes, personal liability cover isn't just an option – it's a necessity. This article will walk you through the essentials of personal liability insurance, helping you understand its importance, what it covers, and how it protects you from potential risks. What is Personal Liability Cover? Personal liability cover is a crucial component of

What if your body corporate’s Schedule of Replacement Values (SRV) , the document used to ensure the property is adequately insured and...

So, you’ve been voted in as a trustee. Congratulations! Or perhaps, condolences? Either way, you’ve just accepted one of the most...

Property owners in shared-ownership or sectional title developments frequently make improvements to enhance comfort and market value....

Sectional Title Modern South Africa's communal living sector was poised for significant activity in 2025, with sectional title complexes,...

In the past few months, we’ve noticed a concerning trend in the sectional title industry, some schemes are finding it increasingly...

MONO.insure Redefines Community Scheme Insurance with Smarter, Value-Driven Solutions

The reality of public liability in sectional title schemes

Trustees are legally required to reassess their scheme’s insurance every year — but many overlook crucial updates after renovations, market shifts, or inflation. Our latest article unpacks the STSMA requirements, explains how to calculate correct replacement values, and shares expert advice from MONO.insure Brokers to keep your scheme compliant and protected.