Imagine this: your vehicle is damaged while being towed in Namibia, or a body corporate trustee travels to Mozambique for a business meeting, but takes along the BC laptop for the AGM prep and it gets stolen — only to discover later that their insurance claim has been declined because it happened outside  the policy’s territorial limits. It’s a frustrating (and costly) surprise that many policyholders could easily avoid, if they understood one small but important clause: Terr

Nine Fridays. That's all that stands between you and Christmas. Nine increasingly chaotic Fridays where your productivity will plummet, your inbox will fill with "quick drinks" invitations, and your brain will slowly turn into mulled wine. Welcome to the Silly Season, where common sense goes on holiday before you do. The Great December Delusion Let's be honest: December is when we all collectively lose our minds. We're tired. We're burnt out. We're desperately counting down t