top of page


Understanding “Territorial Limits” in Your Insurance Policy
Imagine this: your vehicle is damaged while being towed in Namibia, or a body corporate trustee travels to Mozambique for a business meeting, but takes along the BC laptop for the AGM prep and it gets stolen — only to discover later that their insurance claim has been declined because it happened outside the policy’s territorial limits. It’s a frustrating (and costly) surprise that many policyholders could easily avoid, if they understood one small but important clause: Terr
constant298
Oct 282 min read


The Silly Season Survival Guide: Protecting Your Festive Investments (Before Your Cousin Crashes Into Them)
Nine Fridays. That's all that stands between you and Christmas. Nine increasingly chaotic Fridays where your productivity will plummet, your inbox will fill with "quick drinks" invitations, and your brain will slowly turn into mulled wine. Welcome to the Silly Season, where common sense goes on holiday before you do. The Great December Delusion Let's be honest: December is when we all collectively lose our minds. We're tired. We're burnt out. We're desperately counting down t
constant298
Oct 234 min read


Protecting Your Family: A Quick Look at Short Term Insurance in South Africa
In today's uncertain world, financial protection has become a priority for South African families. Short term insurance is one of the most effective ways to safeguard your family against unexpected risks such as accidents, property loss, or legal disputes. Unlike long term insurance which often covers events tied to life and retirement, short term insurance provides flexible protection for specific needs and a limited period. As families in South Africa prepare for 2026 and b
constant298
Oct 234 min read
bottom of page